Date: August 10, 2017
Liquidity Risks
Bear in mind your liquidity needs as investing in structured deposits usually tie up your funds for a period of time. An early withdrawal may result in the loss of part of your returns and/or principal.
Issuer Risks
Are you comfortable with the credit standing of the issuing bank as your funds will be deposited with them for a period of time
Market Risks
As structured deposits are linked to exposure of underlying assets/markets, their returns are therefore determined by the performance of these underlyings. Note that past performance is not indicative of future performance
Reinvestment Risks
In cases where the issuer is allowed to exercise the early redemption option, you may be exposed to the risk of having to invest your money at a lower rate compared to when you first invested and the maximum returns you receive may also be capped
